The Consumer Financial Protection Bureau (CFPB) has updated the Summary of Consumer Rights. These changes to the 2018 forms include new contact information for federal agencies and the removal of outdated business types such as “Federal Land Banks.” Under the Fair Credit Reporting Act (FCRA), all consumer reporting agencies (CRAs) must provide a copy of
The Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) have united to inspect how background screening can impact American renters, with a particular emphasis on examining the use of criminal and housing court records and tenant screening practices. As part of a whole-of-government effort detailed in the White House’s January 2023 Blueprint,
When your TV has a service interruption, you call your television service provider; when your tenant screening has an interruption, it’s likely the fault of your legislators. Every year, the number of bills proposed aiming to restrict or change criminal and eviction data increases. 2022’s legislative session was no exception as three Californian bills currently
Last year, a California court case sought to redact date of birth information from court records and succeeded. The ruling added unnecessary barriers to the criminal background check process, added another burden to consumer reporting agencies and data providers, and jeopardized the objective information housing providers and employers rely on. A new Senate bill has
You keep us going! To say thanks for supporting us, we’re raffling away a $100 digital Starbucks gift card to one lucky customer! CIC is always looking for new ways to enhance your experience with us, improve our already exceptional risk mitigation solutions, and expand our educational resources – and we’d love to hear your
